BEGIN:VCARD
VERSION:3.0
N;CHARSET=utf-8:Jay R Howard
FN;CHARSET=utf-8:Jay R Howard
ORG;CHARSET=utf-8:Professional Insurance Resources
TITLE;CHARSET=utf-8:Retired
TEL;WORK;VOICE:(214) 724-2231
TEL;CELL;VOICE:
TEL;WORK;FAX:
ADR;TYPE=WORK:;;;  ;
LABEL;TYPE=WORK:\n\n,    
EMAIL;TYPE=PREF,INTERNET:pjhoward@pro-insurance.com
URL;WORK:https://www.pro-insurance.com/
REV:20260407T070007Z
END:VCARD